You have a family, a home, cars, and significant assets that you have accumulated during the course of your life. Now, it's time for you to protect them by arranging for additional liability coverage above the policy limits of your homeowners and auto coverage. That's what umbrella coverage is about. It's an extra level of liability coverage on top of your homeowner and auto liability policy limits that AnnieMac Insurance offers for our customers.
Why We Have Liability Insurance
Liability insurance becomes important if you're determined to be legally responsible for the injuries and property damage of somebody else in an accident that you cause.
When is Umbrella Insurance Triggered?
If you were the cause of the above accident and injuries, the underlying policy limits on your auto insurance would soon be exhausted, leaving your personal assets exposed to satisfy a judgment against you. If you carried a policy of umbrella insurance, that coverage would be triggered as soon as your underlying policy limits were exhausted. Umbrella insurance starts with a policy limit of $1 million, and it can be increased at million-dollar increments. Your insurer will even pay a defense attorney that it appoints on your behalf, cover your court costs, and pay any settlement or judgment up to your umbrella policy limits. Umbrella insurance can even cover you if somebody is severely injured in an accident at your home.
Don't put your personal assets and the security of your family at risk. AnnieMac Insurance offers umbrella coverage for anybody in the states that we service. Call us and we'll be pleased to answer your questions about umbrella coverage or any other insurance products that we offer. Protect your family and your assets. Don't be underinsured.
