Whether you are going to the grocery store or a cross-country trip, it is very important that you possess valid auto insurance. Motorists who fail to show proof of car insurance can face dire consequences, paying stiff penalties of up to $500 or a license suspension. Vehicle owners in Pennsylvania, for example, are required by state law to possess the following coverage at minimum:
Regardless of which state you live in, it’s imperative that you shop around for different discounts and auto insurance quotes when you want to find the right coverage. Coverage options are available to protect your car, yourself, and the passengers boarding your vehicle at the time of a potential accident.
Are you searching for an auto insurance policy that’s the perfect fit for you? Visit us today at AnnieMac Insurance, and we will get you covered!
Types of auto insurance policies:
Bodily injury liability: It helps cover expenses related to another driver or pedestrian's injury or demise after being involved in an accident and deemed liable.
Property damage liability: This form of coverage pays for expenses related to the damage of other people's property when you are at fault in an accident.
Un-insured and under-insured motorist: It helps to cater to your medical expenses if you are involved in an accident when the other driver is under-insured or lacks coverage.
Medical payments: This helps cover medical expenses or funeral bills if you or your passengers are hurt or encounter their demise in an accident.
Collision coverage: This form of the policy pays for the cost of repairing or replacing your automobile damaged in a collision with another vehicle, post, tree, fence, or other stationary objects.
Are you a driver or a car owner seeking to understand which coverages are mandatory and/or optional selections in your state? Contact one of our Client Experience Team Members today.
